Your Elders Farm Insurance Policy gives you the flexibility to choose from either Insured Events or Accidental damage cover:

1. Insured Events

This covers you for a nominated event such as:

• Theft or attempted theft
• Lightning or thunderbolt
• Fire, smoke or explosion
• Earthquake or Tsunami
• Storm, rainwater or wind (excluding flood)
• Malicious acts
• Impact from falling trees, motor vehicles or aircraft
• Breakage of fixed glass
• Power surge to domestic appliances or domestic equipment
• Other events as listed in the policy

2. Accidental Damage

This gives you wider cover for accidental loss of or damage to your home and contents unless an event is specifically included.