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Rent Default, Malicious Damage, Theft Cover

Rent Default, Malicious and Intentional Damage, Theft Cover

If you choose to buy this additional insurance, we provide the following cover:

  • The cost to repair Malicious Damage to the Building caused by your  tenant, their children or their visitors
  • The cost to replace parts of the Building that are stolen, e.g. light  fittings
  • If you insure your Contents, the cost to repair or replace items which  are Maliciously Damaged by your tenant, their children or their visitors
  • If you insure your Contents, the cost to replace items that are stolen
  • Your loss of Rent (subject to certain limitations) if the Building is  unoccupied for more than 7 days because:
    • your tenant vacates without notice;
    • your tenant stops paying you rent and denies you access to your  premises; or
    • malicious and intentional damage has been sustained to your premises.
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