How can I protect my business against theft?

There are various factors you'll need to think about when taking out any type of business insurance, but perhaps one of the most important is whether you'll be protected against theft.

Your company might have all sorts of security provisions in place ranging from alarm systems to CCTV, but there's still every chance someone will be able to break into your premises.

With business theft cover, you can be safe in the knowledge that any stolen items can be replaced, enabling your organisation to get back up and running as soon as possible.

What should a policy include?

When choosing a business insurance policy, it's essential to remember that they're not all created equal. Some will offer features that others don't, which is why you will need to weigh up what's most important.

Aside from the stolen items, you'll also need to be sure that any damage caused to your property during the theft is covered.

Fixtures and fittings are another crucial component of any business premises, so. have you checked whether your insurance policy will pay out for any damage caused?

Some providers might only offer insurance for those inside your property, whereas a more comprehensive policy will also cover those located outside the building.

The same goes for locks and keys. If these are damaged or stolen from your organisation, it can be both costly and stressful to have them replaced, whereas business theft cover should take care of it for you.

Not only this, you must make sure your cover will pay out for any property belonging to you and your employees that might be stolen.

Looking at the finer details of a policy before you sign up is the best way to make sure you're getting insurance that will cover the unique needs of your company.