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Why your business needs glass cover

21 July 2014

There are many features of a business insurance policy you might consider crucial, but one area that can often be overlooked is glass cover.

Glass performs a number of functions at your business premises. Not only does it keep your stock safe and secure, it's also a barrier between a building and the outside world when you're not around.

If you've ever pushed business glass cover to one side, then think again - it could be more crucial to your operations than you might think.

What is business glass cover?

A good policy should protect the glass both inside and outside your business premises against accidental and malicious damage.

Although glass is an effective way of protecting your stock and premises, it can easily be broken if it's subjected to great force.

In light of this, you'll want to make sure your business insurance policy will pay out should it ever come to any harm.

What benefits should I look for in a policy?

While some business glass cover will literally just cover the panes and nothing else, your insurer should provide you with additional peace of mind.

For example, have you checked that your policy will cover any damage to windows or door frames? Replacing the glass itself is easy, but the frames can be just as costly to get back to normal.

You might also find some of your stock has been damaged as a result of glass being broken, so this is another area of your policy you will need to take a closer look at.

In some cases, it might not be possible to get the glass replaced straight away, in which case you'll be in need of temporary shuttering.

Choosing a comprehensive business glass insurance policy such as that offered by Elders Insurance will help make sure every aspect of your company is covered.

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