With Elders Insurance home and contents, you have the flexibility to choose from two types of cover:

Defined Events

This covers you for damage caused by nominated events such as:

• Burglary, housebreaking and theft
• Fire, lightening or explosion
• Earthquake, storm or rainwater (but excluding flood)
• Malicious damage
• Impact from falling trees, vehicles or aircraft
• Breakage of fixed glass
• Other events as listed in the policy

Accidental Damage

This gives you wider cover for accidental loss or damage of all kinds unless an event is specifically excluded.