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Downtime insurance

Covering your lease, mortgage repayments and day-to-day living expenses, as an addition to your Commercial Motor Insurance Policy, Downtime Insurance provides protection against loss of income, helping you stay in business.

Downtime Insurance offers flexibility of cover to suit your situation.

The following cover options are available:

  • A 'daily indemnity’ limit, based on how much it costs to run your vehicle and
  • Business per day;
  • 30, 60, 90 or 120 days cover period; and
  • 7 or 14 day deferment period prior to cover commencing.
Find the cover that's right for you

Can't find the insurance that fits your needs? Our local agents are here to ensure you're covered. We can tailor a quote to suit.

Find your local agent
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