Landlord Insurance

Residential property investment can be an excellent way to generate wealth, but there is a certain amount of risk that comes with being a landlord.

Landlord insurance can protect you from financial losses connected with your rental property.

Surveys have shown that two out of five landlords have experienced tenants defaulting on rent or causing severe property damage beyond what would be covered by a security deposit (bond money).

Even with supervision, tenants and their guests may cause malicious damage to, or steal from your property.

Loss of rental income can occur when a tenant vacates a property without giving notice or stops paying you rent and won't let you access your premises.

It can also arise when a rental property is vacant for a significant period of time - it might not always be possible to replace a departing tenant with minimum delay.

Have you considered the impact that an uninsured major loss would have, and the financial loss/burden that would inevitably follow? With landlord insurance, you can minimise that potential impact.

We offer you the choice of three covers: Building and Contents; Rent Default, Malicious Damage, Theft; and Liability.

Your local Elders Insurance agent can help you identify which covers are appropriate for your specific needs.

What's more, when you choose our landlord insurance, we provide you with a convenient way of protecting all your investment properties under one policy.

Instead of having several policies which expire at different times, we will simplify your covers and ensure you know exactly how they will benefit you.

If you're an owner of tenanted property and want a policy specifically tailored to protect you and your investment property, we invite you to call your local Elders Insurance Agent - local insurance made easy.

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  Building and Contents Cover

  Elders Insurance gives you the flexibility to insure your Building, or your Building and Contents.

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  Rent Default, Malicious Damage, Theft Cover

  Elders Insurance provides you with the ability to choose optional additional benefits including rent default by a tenant, malicious and intentional damage and theft cover.

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  Liability Cover

  As part of our standard cover, we protect you for your legal Liability as a Landlord arising from the ownership of the Building for occurrences that cause death, injury or illness, or loss or damage to someone else's property. 

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