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Looking for farm insurance?
Insure our way, the local way.

Farm insurance

We’ve been supporting Australian farmers for over 100 years. Elders Insurance offers a range of farm insurance options designed to address common farming risks across different regions.

With Elders Insurance, you can speak with a local agent who can help explain available cover options and provide general information.

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Farm property

Protect what matters most on your property: your livestock, machinery, buildings, and even silage and grain.

  • Insured events: livestock and mobile machinery
  • Accidental damage: buildings, contents, fences, immobile machinery, hay, silage and grain
Learn more Request a quote

Farm liability

Enjoy peace of mind knowing if an accident ever happens to another person or property, you have the right protection in place.

  • Emergency first aid and treatment costs for others
  • Defence costs in addition to the sum insured
  • Your legal liability to pay compensation, up to the sum insured – including legal costs (if agreed in writing)
  • Includes property and livestock in your control*
* Subject to the limits in the PDS Learn more Request a quote

Farm vehicle

Life on the farm can get a whole lot harder if your agricultural vehicles are damaged, stolen or in an accident. Stay protected with a policy that’s right for you.

  • Comprehensive: accidental vehicle damage or theft, and third party property damage
  • Third party property damage: legal liability for damage you cause to another person’s property – includes an uninsured motorist benefit
  • Hire vehicle costs after theft (Applicable to Comprehensive Cover only)
  • Removing debris
  • Recording or replacing locks and keys
Learn more Request a quote

Crop

From seed to silo, our crop cover protects you year-round.

  • Loss of crop’s potential yield when impacted by fire and/or hail
Learn more Request a quote

Looking for other cover?

Your home is your castle. Protect the things you treasure from theft, fire, storm damage and everything in between.

Need help comparing car insurance quotes? Explore our range of private motor insurance options.

Whether you own a tinnie, a jetski, a yacht or a cabin cruiser, Elders Insurance offers a range of boat insurance options to help protect you on the water.

If your business is disrupted following an insured event, business interruption insurance is designed to help support your business during the interruption period, subject to policy terms, conditions and exclusions.

Having something stolen can really set you back. Learn more about theft insurance and the types of cover that may be available for theft-related loss or damage.

Learn more about transit insurance and how this type of cover can help protect stock or equipment while in transit.

Also known as boiler and machinery insurance, this type of cover is designed to help with losses following the breakdown of insured machinery.

Having digital devices lost, damaged or stolen can disrupt your operations. Learn more about electronic equipment insurance and how it may cover the loss or damage to insured devices.

Working dogs are an important part of farm operations. Explore working dog insurance and the types of cover that may be available.

Explore equine and stud stock insurance options designed to help manage risks associated with death or disease, subject to policy terms and conditions.

If your business is audited, tax audit insurance may help cover certain professional fees, such as accountant costs, subject to policy terms and conditions.

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Frequently asked questions

Requesting a quote
How can I request a quote?

You can request a quote online and your local Elders Insurance agent will contact you to discuss your needs. Or, you can find your local Elders Insurance agent here and call them directly.

How do I make a claim?

Contact your local Elders Insurance agent. They will lodge your claim on your behalf and can manage your claim for you. You can find your local Elders Insurance agent on your Elders Insurance policy documentation. Before you make a claim, please have your policy number ready. You will need to provide information about the incident including details of any other parties involved. If your vehicle has already been towed, please let us know when lodging your claim.

How can I find out about my claim?

Your local Elders Insurance agent or claims officer can help. Please let them know your claim reference number and they will take you through the next steps.

How can I manage my policy?

Please contact your local Elders Insurance agent and they will assist you with any changes you require.

Where do I find my policy number?

You will find your policy number on the top left-hand side of your policy schedule, renewal invitation or endorsement schedule we send you.

Where can I find my agent's contact details?

You will find your local Elders Insurance agents details on the top right-hand side of your policy schedule, renewal invitation or endorsement schedule we send you.

How do I pay or renew my policy?

You can pay annually before or on the due date with cash, cheque, money order, Visa or Mastercard, or BPAY. You can also pay monthly by direct debit via Electronic Funds Transfer (EFT) using your bank account or credit card.

Will my policy renew automatically?

If you pay your policy monthly, it will renew automatically. If you pay annually, we’ll send you a renewal notice at least 14 days before your renewal date. Your policy will automatically lapse if it isn’t paid within 45 days. We’ll send you a reminder notice, followed by an expiry notice 14 days after it lapses.

How do I cancel my policy?

Contact your local Elders Insurance agent and they will assist you with your cancellation

How do I update my personal information?

Contact your local Elders Insurance agent and they will update your details.

Where can I find my Certificate of Insurance?

Contact your local Elders Insurance agent and they can send you a copy

How do I get a copy of my Certificate of Currency?

You can request it online here or call your local Elders Insurance agent for a copy.

Where can I find my PDS?

We send you a PDS when you take out your policy. If your cover changes, we will send you a new PDS when you renew your policy. You can find your PDS online or call your local Elders Insurance agent for a copy.

What insurance policies do I need?

Your local Elders Insurance agent can help you find the right policy for your needs. Call us on 13 56 22 or find your local Elders Insurance agent here.

How do I find out what my policy covers?

Please refer to your PDS and policy wording. One will be sent to you when you take out your policy. It covers the terms, conditions and exclusions that apply. If you have any questions regarding your cover, please call your local Elders Insurance agent.

Can I receive my policy documentation via email?

Yes. Please let your local Elders Insurance agent know this is your preference and they will update your policy to send all future documentation to your email.

Does it cost more to pay monthly?

No, there are no extra fees or charges when you pay by monthly instalments.

Can I pay a higher excess to reduce my premium?

Yes. Please call your local Elders Insurance agent to discuss.

Is there a fee or surcharge for credit card payments?

We don’t charge any fees or a surcharge to pay by Visa or Mastercard.

You can elect to receive your insurance policy documents by email, no need to wait for the post to arrive, receive your policy documents straight to you inbox. Should you wish to receive your insurance policy documents via email please, simply fill out your details and submit a request to go paperless. Click here to submit.

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