Business interruption insurance

• Gross income payment adjustment that takes into account the trends in your business.
• Damage by an insured event which prevents access to your business, closure or evacuation of premises.
• Loss of income resulting from:
  • damage to a public utility service, supplier or customer’s premises that supplies you with goods or services.
  • transport infrastructure damage to roads, bridges and rail lines used by you for conveying property for your business activities.
  • damage by an insured event to property owned by you, or for which you are legally responsible, while in transit by road, rail, sea or air within Australia
    
    
• Computer installation, including ancillary equipment and data processing media.
• Documents temporarily removed from your premises.
• Rewriting of records.
• Professional fees associated with claims preparation costs.

Cover can also be extended to government incentives, fines or penalties arising from non-completion or late completion of orders and other costs arising from interruption of trade.

Optional benefits

• Outstanding accounts receivable
• Additional increased cost of working