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Business insurance

At Elders Insurance we specialise in providing a range of unique business insurance packages designed to suit your specific circumstances. Whether you're running a business on your own, or you're part of a small to medium enterprise, we'll find a business cover that fits your needs. You'll always speak with a local agent who will get to know you and your business, and will be on hand to provide you with the best cover and advice, whenever you need it.

Want to find a cover that's right for you? Request a quote.

Whether you own a building, lease your work premises or operate from home, our business property insurance can cover you in the event of damage. We’ll work with you, and get to know your business.

  • Employees’ tools & equipment
  • Employees' personal effects
  • Fire extinguishment costs
  • Government fees
  • Landscaping costs
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Life is full of surprises and challenges, so if something goes wrong and a third party is affected, our business liability insurance will help protect you and your business against claims.

  • Personal injury or property damage
  • Defence of claims
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We’ll help you get back on track if an accident ever occurs, we’ll cover your loss of income and the increased costs of working, and help get your business up and running.

  • Closure due to insured event
  • Damage due to insured event
  • Computer installation
  • Professional fees linked with claims
  • Rewriting of records
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We cover more than just the theft of your stock and contents. Not only the cost of stock and contents but replacing locks, repairing damage and dealing with theft of your personal property.

  • Damage to your business premises
  • Directors' & employees' property
  • Fixtures & fittings
  • Locks and keys
  • Rewriting of records
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Glass breakage within a business can require more than just glass replacement. Stock can be damaged, signwriting may need replacing and alarms may need to be reset.

  • Security film, window tinting, alarms
  • Damaged shop fronts
  • Damaged signs made of plastic
  • Stock spoilage glass breakage
  • Cost of temporary shuttering
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Our business vehicle insurance is designed to keep you moving if your vehicles are ever damaged or stolen. We’ll work with you to ensure your business can get right back on track.

  • Choice of repairer & repair guarantee
  • Towing costs
  • Removal of vehicle debris
  • Emergency services charges
  • Hire vehicle following theft
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Other business cover

At Elders Insurance we know that businesses come in all shapes and sizes, and there’s no 'one size fits all' solution when it comes to insurance. That’s why we offer a range of additional business insurance cover options under our business insurance policy to suit your unique circumstances.

In addition to our range of primary business insurance policies, we offer a range of other business covers, including:

Money | Machinery breakdown | Electronic equipment | General property | Employee dishonesty | Tax audit | Statutory liability | Employment practices

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Specialist business cover

We also have a range of specialist covers available and would love to chat with you and tell you more so we can help determine what's right for your needs.

Management liability | Professional indemnity | Corporate travel | Workers compensation | Special plant & equipment | Voluntary workers | Industrial specialist risk | Contract works | Cyber risks | Builders warranty | Aviation | Personal accident, illness & injury | Machinery & plant | Marine & transit | Commercial strata

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Find the cover that's right for you

Can't find the insurance that fits your needs? Our local agents are here to ensure you're covered. We can tailor a quote to suit.

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