Select an insurance category to view our options:

Business property insurance

Whether you own a building, lease your work premises or operate from home, our business property insurance can cover you in the event of damage. We’ll work with you, and get to know your business, to make sure we can provide an insurance plan to protect you if you ever experience a loss.

Want a personalised quote? Let's talk.

  • Protection against fire and other events, including Accidental Damage, for your building(s) contents and stock (even if you lease premises)
  • Other events referred to above include occurrences such as: wind and water; sprinkler leakage; impact; explosion; earthquake; and vandalism
  • Contents and stock includes customers' goods for which you may be responsible
  • We settle claims on the basis of reinstatement and replacement of your property

We’ll cover you for the following as a direct result of an insured event at your business premises. It’s important to note that various terms and conditions and limits apply to these additional benefits.


  • Employees’ tools, equipment, personal effects and clothing
  • Fire extinguishment costs
  • Government fees
  • Landscaping costs
  • Removal of debris
  • Rewriting of business records
  • If you have insured stock separately, the sum insured is increased for peak periods
  • Property temporarily removed to other premises

We will ensure you have a practical understanding of our business insurance policies.

We can then discuss how best to tailor those policies to the needs of your business.

This way you can have the peace of mind that comes with knowing that you have the right business property insurance cover in place.

Find the cover that's right for you

Can't find the insurance that fits your needs? Our local agents are here to ensure you're covered. We can tailor a quote to suit.

Find your local agent
News & Resources