Find your local Agent
Find your local Agent
Select an insurance category to view our options:
we're making a difference


Everyday spending, extraordinary goodness

Elders Insurance, together with QBE, is pleased to introduce you to Premiums4Good™, an initiative that takes everyday insurance spending to help create positive environmental or social change. It's an easy way to benefit those who need it most, at no additional cost to you.

How does Premiums4Good work?

When customers pay us their insurance premium, we invest that money until we need it to pay claims.

Premiums4Good is an initiative that enables us to direct a portion of those premiums into investments with an additional social objective. These investments can include social impact bonds, green bonds and other social investments.

How can you contribute?

By simply choosing Elders Insurance, you’ll be helping create positive change. Every insurance premium across Elders Insurance Australia is contributing to QBE’s global Premiums4Good investment pool. In 2018, QBE committed to contributing a minimum of A$100 million on behalf of all our customers.

You won’t pay any more for your policy and you’ll still have the same level of cover. The big difference is that you’re helping to create positive change in communities here and around the world.

If your Elders Insurance policy is over $100,000, you can elect to contribute more. Click here to find out how.

What are the investments?

Together, we'll benefit a diverse range of projects, including social impact and green bonds, developing renewable energy resources, and providing water and energy to remote communities.

Social Impact Investments represent a growing investment opportunity that provides funding for initiatives with observable social benefits. For example, in social impact bonds, these may include:

reducing homelessness

improving family resilience for children at risk of being removed into foster care

improving school performance of children or youth from ‘at risk’ households.

Green Bonds mean an investment into projects with environmental benefits such as renewable energy, waste management and water conservation.

An example of one of our local Australian investments is the Aspire Social Impact Bond, which funds the Aspire Program. The Aspire Program is conducted by Hutt Street Centre, an Adelaide-based homelessness services specialist. The Hutt Street Centre partners with community housing providers including Common Ground Adelaide and Unity Housing, to provide a Housing First program for up to 600 people who are homeless or at risk of homelessness. Watch the video

 How do I find out what else Premiums4Good invests in?

As part of Premiums4Good, QBE ensures a transparent process with comprehensive annual reporting of its investments.

View our latest update


Register to keep up to date on Premiums4Good

Fill out the form below and we'll send you regular updates on Premiums4Good.