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Look out for your vehicles

5 July 2013

Many people probably have no idea just how much they depend on their vehicles. Think about a typical day - how many times do you get behind the wheel?

And what are you using your vehicle for? Is it integral to the smooth running of your business? Or do you use it mostly for personal errands?

No matter what you do with or where you go in your vehicle, it's important to know that it's covered.

Elders Insurance provides a wide variety of vehicle cover.

If you are taking out a personal insurance policy, one of the insurance options available to you is motor vehicle cover. There are three types: comprehensive, third-party property damage (fire and theft) and general third-party property damage.

The comprehensive option covers you for the theft of or damage to your vehicle, legal liability and approved towing charges. It can also include no-fault excess provision and optional windscreen cover.

The third-party property damage (fire and theft) option covers you for, as the name suggests, fire and theft, as well as liability, and also includes an uninsured motorist benefit.

The third-party property damage option covers you for the above, minus fire and theft.

If you are an organisation looking to purchase business vehicle insurance, we can also help you out.

This covers your vehicles for the same risks listed above, but with some additional benefits.

With our commercial car insurance, you will get to choose who repairs your vehicles and will receive a repair guarantee.

It can also cover any emergency travelling expenses that you incur as a result of your vehicles being damaged, and the costs of hiring another vehicle after yours is stolen.

If you want to know more about how you can cover your four-wheeled friends, talk to an Elders Insurance agent today.

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