Make business vehicle insurance a priority

Business insurance comes in many shapes and sizes, from standard policies protecting your premises to business interruption insurance to give you time to recover.

One thing to keep in mind, however, is the fact that your business isn't restricted to the building in which you make your products or greet customers.

Many businesses rely on a fleet of vehicles for everything from deliveries to meeting clients, and just like your premises, this part of your business deserves comprehensive protection.

Fortunately, cover options are available to insure vehicles used for your commercial purposes.

Recovering from damage

If a tree falls on your building or a vandal breaks your shop window, you know you can depend on your insurance policy to cover these costs. So why wouldn't you do the same for the vehicles that act as an extension of your business?

A comprehensive commercial fleet policy will also give you the ultimate choice of who repairs your vehicles, as well as cover for emergency travelling expenses if your vehicle is out of commission.

Additional coverage includes hire costs in case your vehicle is stolen, removal of debris in the case of an accident and the return of your vehicle after theft, loss or damage.

Making liability a priority

Even more important than the repair or replacement of your vehicles is proper liability coverage in case one of your motors is involved in an accident.

Business owners know they can be held responsible if someone is injured on their premises, and since your commercial vehicles are an extension of your business, it's important to make sure they have the same liability protection.

Even if you're not behind the wheel, your business can be held responsible for claims regarding damage or injury.

Make sure your business is defended with the right vehicle insurance cover.