Reasons to choose comprehensive commercial car insurance

Knowing your commercial fleet is protected in the event of an accident can give any business owner peace of mind, but knowing how to find the best quality cover is essential.

After all, not all commercial car insurance is created equal and while you might think you've secured the best policy, on second glance it might not quite be up to the job.

There's no substitute for a comprehensive policy. That way you'll know you're always protected no matter what might come your way.

What should a comprehensive commercial car insurance policy include?

There will be variations between the products offered by different providers, but there are some features you should always look for as standard.

For example, your insurer should offer cover against accidental damage. There's just no knowing when you might encounter a problem beyond your control, so having financial protection in place will offer peace of mind.

You will also want to make sure you're covered if the commercial vehicle is involved in an accident. Replacing members of your fleet can prove costly without insurance in place.

What extras should I be looking out for?

There are some extra features of commercial car insurance that can be extremely welcome in the event of an accident, so it's worth keeping an eye out for added perks.

You might have to hire an alternative vehicle while yours is being fixed - will your insurance policy cover the cost of this?

You also may want to consider whether your insurance company will pay out for emergency travelling expenses or returning your vehicle after it's been subject to damage.

A quality insurer should also provide protection for your signage and towing costs, all of which can mount up when you've got several fleet vehicles to take into consideration.