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Truck insurance

Need insurance for your truck or heavy vehicle? You’ve come to the right place. Elders Insurance has partnered with Truck Dealers Australia to offer a comprehensive range of policies to protect you and your business.

It doesn’t matter if you’re an owner/driver or manager of a fleet of trucks – we understand you need robust insurance designed for your specific circumstances.

Whatever your requirements, Elders Insurance – which is renowned across Australia for its personalised and reliable service – has the right solution.

Our policies

Truckies choose full comprehensive

Most operators opt for our comprehensive Commercial Motor Insurance, which guarantees replacement of a new truck within the first two years should an unfortunate accident occur where your new vehicle is written off.

It will also cover the loss of or damage to other damaged vehicles and property, or people who are injured.

More peace of mind comes in the form of an extensive range of additional benefits that cover most scenarios. To name a few, these include;

  • Choice of repairer
  • Repair guarantee
  • Debris removal following accident
  • Towing costs
  • Emergency travelling expenses
  • Hire costs after theft of vehicle
  • Locks and keys
  • Return of vehicle after theft, loss or damage
  • Signage

Elders Insurance also provide an "automatic inclusions" benefit that allows you 30 days to notify us of a vehicle purchase - whilst having the peace of mind from knowing that your insurance will provide automatic cover on the vehicle during this time.

Third-party insurance

This is often the best cover for a vehicle like an old yard truck that you don’t use so often. In the unlikely event of an accident, you’ll be secure in the knowledge that you’re covered regarding liability for personal injury and damage to other vehicles or property.

Heavy motor assist

Elders Insurance also offers a complimentary emergency assistance package for policyholders with vehicles over a five tonne carrying capacity. This provides critical accident scene management for you or your driver, and is engaged by a simple phone call from the depot or accident scene.

Why choose Elders Insurance

Business owners like security and reliability, and it doesn’t get more secure and reliable than Elders, a business that started life in the late 1800s and now operates in 150 cities and towns throughout Australia.

Elders Insurance is renowned for its customer focus and offers a broad spectrum of products that cater to all your transport or machinery business needs in a "one stop" location.

These include:

  • Business insurance (for your entire transport business)
  • General liability (cover for your business and depots)
  • Marine insurance (this will cover your loads)

…and many products for your other requirements outside your transport business, such as;

  • Farm insurance
  • Home, motor or boat insurance
  • Private motor vehicle insurance
  • … and many more

We don't charge for monthly instalments

You can spread your annual insurance payment over 12 monthly instalments at no extra cost through direct debit from your bank account or by Visa or MasterCard. This enables you to save on costly transaction fees that many premium funding arrangements apply. This in turn creates more readily accessible cash flow for your business.

Contact us today to find out about the best insurance for you and your business.


Frequently asked questions

How much will my insurance cost?

This depends on a number of factors, including the size and weight of the vehicle, load type and body configuration. It can also be affected by the loads typically carried and the distance travelled.

Our friendly experts will be able to advise you.


What is not covered by the policy?

You will probably want to consider extra coverage if you transport dangerous or hazardous goods, or anything of a specific or custom nature. Our experts can advise you and tailor a package to ensure you get the right coverage for your needs.

Let's talk.

Looking for a quote? Please fill in your details below and we will be in touch shortly, or call us on 1800 829 366.

Truck insurance

Make a claim

If you ever have to make a claim, the team at Elders Insurance will work fast to help you and make sure that it's handled fairly and without delay. Best of all, in most cases your claim can be handled locally, using local suppliers to repair or replace your insured items.

To make a claim contact Elders Insurance on 1800 829 366 or phone Elders National Claims Department on 1300 554 184.

And to help make life easier you can download and print a motor or property claim form below:
Download motor claim form

To find out more about the Elders Insurance claims service click here.