Have you considered farm liability insurance?

Have you ever considered taking out farm liability insurance? If you haven't, there are plenty of reasons why you should.

Basically, farm liability insurance will cover you in the event that a third party claims you are responsible for injuring them or damaging their property.

If you are not insured if and when such a claim is made, you could find yourself in a financial crisis - you may even be forced to close up shop for good.

While everyone knows that accidents can and do happen, you may not be aware of how often they take place.

According to the Working At Heights Association (WAHA), one of the most common causes of workplace injury or death is falling.

Gordon Cadzow, secretary of the WAHA, said this is because many farm and business owners just aren't aware of the correct safety systems that need to be in place when staff are working in high places, such as roofs.

"Falls from height are one of Australia??€™s biggest causes of workplace deaths but the statistics aren't able to tell you whether inadequate fall prevention systems contributed to the final outcome," explained Mr Cadzow in an August 26 statement.

So, the WAHA is holding a "crisis summit" to address this issue during The Safety Show in Sydney, which is being held next week (September 3).

If you live and work in New South Wales, it might be worth attending.

If you are interested in organising a farm insurance policy with liability cover attached, you may want to get in touch with Elders Insurance.

We have agents located around the country that are ready and willing to answer any questions you might have.

They can go over your cover options with you, as well as visit your farm in-person and help you choose the policy that best suits your needs.